Now Bank: Crédito y Ahorro

Open a digital bank account with Now Bank: Crédito y Ahorro and manage your money on your terms. Get instant access to a debit account, credit card, and high-yield savings—all 100% digital, backed by IPAB protection, and set up in just 3 minutes with your INE.

Build credit without barriers. Apply for a Now Credit Card with no annual fee or hidden charges. Access interest-free financing across thousands of merchants, earn up to 48 days to pay without interest, and get exclusive Mastercard benefits—regardless of your credit history. Your credit line reaches up to $100,000 MXN, giving you flexibility when you need it.

Earn returns on your balance. The Now Paid Account offers 8.5% annual interest on your savings, calculated and paid daily (on business days). Start with as little as $50 MXN—there's no maximum balance cap. Your money is always available; withdraw 24/7, 365 days a year. Unlike fintech competitors, your deposits are protected by IPAB insurance, the same guarantee that backs traditional banks.

Pay and transfer instantly. Use your Digital Card for online shopping or your Physical Card (shipped free) for in-store purchases. Make zero-cost SPEI transfers anytime, or deposit cash at OXXO using your debit card number. Pay over 25 bills directly from the app—utilities like CFE, Telmex, and TotalPlay are all supported. Withdraw cash at more than 100,000 locations nationwide, including OXXO, Soriana, and Walmart.

Manage everything from your phone. View and control all your Now Cards, monitor your balance and earnings, set up transfers, and pay bills—all without visiting a branch. The app gives you complete visibility into your accounts and transactions whenever you need it.

Now Bank combines the security and trust of a traditional bank with the speed and digital-first design of a fintech. No lengthy procedures, no paperwork delays—just register online, verify your identity, and start banking within minutes. Download Now Bank: Crédito y Ahorro today and take control of your finances.